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Checking Accounts

Expect more from your checking account

Free account, credit card with no annual fee, loan and much more: all in a single app.

Open Account

OPEN YOUR CHECKING ACCOUNT

How to get started

The bank account that provides flexible access with more ways to bank

What do you need to open a current account?

Our eligibility checker allows you to find out whether you’ll be accepted before you apply with us. It takes around 2 minutes and it won’t harm your credit rating.

See if you're eligible

PREFERRED REWARDS

Here's what you'll get with each account setting

Fraud protection
  • Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Fast, secure sign-in
  • Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.
Mobile deposits
  • Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank.
Banking
  • You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.
Debit card controls
  • Lock a missing card quickly and easily to prevent unauthorized use. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.
Custom alerts
  • Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill.

Create current accounts for all your needs

- No fees on select services and additional accounts

- Earns interest See rates

- Option to set up Balance Connect™ for overdraft protection - Paper checks available (no charge or discounted depending on check style)

- Maintain a combined balance of $10,000 in eligible linked accounts Learn about combined balances

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